PRIVACY POLICY
 

OWNER FINANCING ECUADOR

Effective Date: October 17, 2026
Website: https://www.ownerfinancingecuador.com
Business Location: Quito, Ecuador
Privacy Contact: ali@ownerfinancingecuador.com

1. INTRODUCTION

Welcome to Owner Financing Ecuador.

At Owner Financing Ecuador, we value your privacy and are committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, store, disclose, and protect personal information when you visit our website, browse properties, submit inquiries, provide property details, communicate with us, or use our services.

Owner Financing Ecuador provides property marketing, property promotion, lead generation, and introductions between prospective buyers and participating property owners and developers in Ecuador.

Our website also provides information about property discovery experiences and may introduce additional services, including online payments, reservations, and customer account functionality.

We process personal information in accordance with applicable Ecuadorian legislation, including the Ley Orgánica de Protección de Datos Personales (LOPDP) and its applicable regulations.
 

2. BUSINESS AND DATA CONTROLLER INFORMATION

Owner Financing Ecuador is operated by Ali Ahmadi as an individual based in Quito, Ecuador.

For purposes of applicable data protection legislation, the individual operator is responsible for determining the purposes and means of processing personal information collected through this website.

Business Name: Owner Financing Ecuador
Data Controller: Ali Ahmadi
Location: Quito, Ecuador
Website: https://www.ownerfinancingecuador.com
Email: ali@ownerfinancingecuador.com

All privacy-related inquiries, complaints, and requests may be directed to the email address above.
 

3. INFORMATION WE COLLECT

We may collect personal information directly from you when you complete website forms, request information, or communicate with us.

Information may include:

Personal and Contact Information

• Full name

• Email address

• Telephone or WhatsApp number

• Country of residence

• Preferred language

• Information voluntarily provided in communications

Buyer Information

• Preferred property locations

• Property types

• Purchase budget

• Available down payment

• Preferred monthly payment

• Financing preferences

• Expected purchase timeline

• Property identification numbers

• Questions and requests for information

Seller and Property Information

• Property owner or representative's name

• Contact information

• Property descriptions

• General property locations

• Asking prices

• Proposed owner-financing conditions

• Property photographs and videos

• Ownership or authorization statements

• Other relevant property information

Property Discovery Experience Information

• Traveler contact details

• Country of residence

• Preferred travel dates

• Number of participants

• Areas of Ecuador of interest

• Property preferences

• Booking inquiries and communications

Technical and Website Information

• IP address

• Browser and device information

• Operating system

• Pages visited

• Website interaction data

• Approximate location derived from technical information

• Cookie identifiers

• Referral sources

• Website security and diagnostic information

We may also receive information from participating property owners, developers, service providers, or authorized representatives where collection and further processing are lawful.
 

4. HOW WE USE YOUR INFORMATION

We use personal information for legitimate and specified business purposes, including:

• Responding to property inquiries

• Providing information about available properties

• Understanding buyers' budgets and financing preferences

• Facilitating introductions between interested buyers and participating sellers

• Reviewing properties submitted for marketing consideration

• Communicating about properties and related services

• Coordinating property tours and discovery experiences

• Maintaining inquiry records

• Providing customer assistance

• Operating and improving website functionality

• Preventing fraudulent submissions and unauthorized activity

• Protecting website security

• Complying with applicable legal obligations

• Sending promotional communications where legally permitted

• Administering future reservations, payments, and customer accounts when those features become available

We do not use submitted information for unrelated purposes without an appropriate legal basis.
 

5. LEGAL BASIS FOR PROCESSING PERSONAL INFORMATION

We process personal information only where permitted by applicable law.

Depending on the circumstances, processing may be based on:

Consent: When you provide valid authorization for a particular processing activity, including optional marketing communications.

Pre-contractual Measures: When processing is necessary to respond to requests or take steps toward a potential agreement.

Contractual Necessity: When information is needed to perform an agreement with you.

Legal Obligations: When processing is necessary to comply with applicable legal requirements.

Other Lawful Grounds: Where another legal basis is available under Ecuadorian data protection legislation.

Submitting a property inquiry does not automatically constitute consent to receive unrelated promotional messages.

Where consent is required, it may be withdrawn subject to applicable legal conditions.
 

6. SHARING PERSONAL INFORMATION

Owner Financing Ecuador does not sell personal information to unrelated data brokers.

We may share information with the following parties where necessary and lawful:

Participating Property Owners and Developers

When you request information about a property or ask to be introduced to a seller, relevant contact information and purchasing preferences may be shared with the participating owner, developer, or authorized representative.

Such sharing will be limited to what is necessary for the requested purpose and subject to applicable notice and consent requirements.

Website and Technology Providers

Our website operates using Wix, which provides website hosting, forms, data storage, security, and other website-related functions.

Information may be processed by Wix and its authorized service providers.

Communication Providers

When you communicate with us using email, WhatsApp, or other messaging services, information may be processed by the relevant communication provider.

Discovery Experience Providers

When you request a property discovery experience, relevant information may be shared with participating accommodation, transportation, booking, or tour providers where necessary to arrange the requested service and lawfully authorized.

Payment Service Providers

If online payments become available, payment and transaction information may be processed by the applicable payment provider.

Professional Advisers and Authorities

Information may be disclosed to authorized professional service providers or competent public authorities when lawfully required.

We seek to limit disclosures to the information reasonably necessary for the relevant purpose.
 

7. ONLINE PAYMENTS AND FUTURE PAID SERVICES

Owner Financing Ecuador may introduce online payments for property discovery experiences, reservations, deposits, or other services.

These payment features are not currently active.

When introduced, we may process:

• Billing names and contact information

• Billing addresses where necessary

• Transaction amounts

• Payment dates

• Transaction identifiers

• Payment confirmation and status

• Booking or reservation references

• Refund records

• Limited payment-method details provided by payment processors

Payments may be processed through authorized third-party providers.

Full payment card numbers and card security codes are not intended to be stored directly by Owner Financing Ecuador.

Payment providers may apply their own security measures, privacy policies, and contractual requirements.

Before activating payment services, Owner Financing Ecuador will identify the applicable payment providers, review the relevant processing arrangements, and provide any additional privacy information required by law.

Online payment functionality does not, by itself, constitute approval of owner financing, completion of a property purchase, or transfer of property ownership.
 

8. FUTURE CUSTOMER ACCOUNTS AND RESERVATIONS

If customer accounts, online booking features, or personalized property dashboards become available, we may process additional information such as:

• Account registration details

• Authentication information

• Saved property preferences

• Account activity

• Reservation history

• Transaction records

• Communication preferences

These features will be subject to appropriate security measures and any additional privacy disclosures required before activation.
 

9. INTERNATIONAL DATA PROCESSING

Owner Financing Ecuador operates in Ecuador and uses international technology platforms.

Wix and other authorized service providers may store, access, or process personal information outside Ecuador.

International data transfers will be subject to applicable Ecuadorian data protection requirements and any legally required safeguards.

Where applicable, we will provide additional information concerning the relevant recipients, transfer destinations, and protections.
 

10. COOKIES AND TRACKING TECHNOLOGIES

Our website uses or may use cookies and similar technologies to support:

• Essential website operation

• Website security

• Visitor preferences

• Website performance

• Analytics

• Advertising measurement

• Marketing features

Essential cookies may be necessary for the website to function properly.

Additional cookies may be used by Wix, third-party applications, analytics services, or advertising integrations when enabled.

Where required by applicable law, optional tracking technologies will be subject to appropriate consent controls.

Visitors may manage their cookie preferences through available website settings and browser controls.

Declining optional cookies should not prevent access to essential website functions.
 

11. MARKETING COMMUNICATIONS

Where legally permitted, Owner Financing Ecuador may communicate with interested visitors regarding:

• New property opportunities

• Owner-financing information

• Property discovery experiences

• Website updates

• Relevant promotions

Where consent is required, it will be obtained separately from the information necessary to respond to a property inquiry.

Visitors may withdraw marketing consent at any time by following unsubscribe instructions or contacting ali@ownerfinancingecuador.com.

We will honor valid withdrawal requests and comply with applicable legal requirements.
 

12. DATA STORAGE AND RETENTION

Personal information may be stored through Wix, business email systems, authorized communication services, and other service providers used to manage inquiries and business operations.

We retain information only for as long as necessary for its stated purpose or as required by applicable law.

Retention periods are determined according to the type of information, the purpose of processing, relevant legal obligations, and any legitimate need to establish, exercise, or defend legal claims.

Information may be retained while an inquiry, transaction, or service relationship remains active.

When personal information is no longer required and no lawful retention obligation applies, it will be securely deleted or anonymized.

Requests for deletion will be evaluated in accordance with applicable legal requirements.
 

13. DATA SECURITY

We take reasonable technical and organizational measures to protect personal information against unauthorized access, misuse, alteration, loss, or disclosure.

These measures may include:

• Secure website connections

• Restricted access to administrative systems

• Account authentication

• Website hosting security

• Access limitations for service providers

• Confidential handling of inquiries

• Appropriate security and incident-response procedures

Although we take reasonable precautions, no website or electronic communication system can guarantee absolute security.

Where a personal data security incident creates a legal notification obligation, we will comply with the applicable requirements.
 

14. YOUR PERSONAL DATA RIGHTS

Under applicable Ecuadorian data protection legislation, individuals may have rights to:

• Receive information about their personal data

• Access personal information

• Request correction or updating

• Request deletion where legally applicable

• Object to certain processing activities

• Request suspension or limitation of processing

• Withdraw consent

• Request data portability where applicable

• Exercise rights concerning automated decision-making where applicable

To exercise your rights, contact:

ali@ownerfinancingecuador.com

Please describe your request and provide sufficient information for us to identify the relevant personal data.

We may request reasonable identity verification where necessary to prevent unauthorized disclosure.

Privacy requests will be handled within applicable legal deadlines.

Individuals may also submit complaints to Ecuador's Superintendencia de Protección de Datos Personales.
 

15. AUTOMATED DECISION-MAKING

Owner Financing Ecuador does not currently use automated website systems to approve or reject financing requests.

Property financing is subject to the requirements and decisions of participating property owners or developers.

If automated profiling or consequential automated decision-making is introduced in the future, we will provide the required information and protections before implementation.
 

16. CHILDREN'S PRIVACY

Our website and property-related services are intended for adults.

We do not intentionally solicit personal information from minors.

If we become aware that personal information has been collected from a minor without the legally required authorization or another valid legal basis, we will take appropriate corrective measures.
 

17. THIRD-PARTY WEBSITES AND EXTERNAL LINKS

Our website may contain links to third-party websites, social media platforms, developers, payment providers, or other service providers.

Independent third parties may operate under their own privacy policies and data-processing practices.

We encourage visitors to review those policies before submitting personal information.

Nothing in this section excludes responsibilities imposed on Owner Financing Ecuador by applicable law.
 

18. ACCURACY OF INFORMATION

Visitors are encouraged to provide accurate and current information.

Providing inaccurate or incomplete information may affect our ability to respond to inquiries, communicate with the correct individual, or coordinate requested services.

Individuals may request corrections through our privacy contact.
 

19. VOLUNTARY INFORMATION AND REQUIRED FIELDS

Providing personal information through our website is generally voluntary.

However, certain details, such as a name, contact method, and relevant inquiry information, may be necessary to respond to requests.

If necessary information is not supplied, we may be unable to provide the requested response or service.

Visitors are not required to consent to unrelated promotional communications to submit ordinary property inquiries.
 

20. PRIVACY COMPLAINTS

We take privacy concerns seriously.

Visitors may contact us regarding:

• Unauthorized use of information

• Incorrect personal data

• Unwanted promotional communications

• Requests for access or deletion

• Questions about data sharing

• Suspected privacy incidents

All privacy complaints and requests should be directed to:

ali@ownerfinancingecuador.com

We will review requests and complaints according to applicable legal requirements.

Individuals may also contact Ecuador's competent data protection authority.
 

21. CHANGES TO THIS PRIVACY POLICY

Owner Financing Ecuador may update this Privacy Policy to reflect changes in website functionality, technology, services, business practices, or legal requirements.

Changes may include the introduction of online payments, customer accounts, reservation systems, or additional communication features.

Updated versions will be published on this website with a revised effective date.

Where additional notice or consent is legally required, we will provide it before implementing the relevant processing changes.
 

22. CONTACT INFORMATION

For questions, privacy requests, complaints, or concerns relating to this Privacy Policy, please contact:

Owner Financing Ecuador

Operator: Ali Ahmadi
Location: Quito, Ecuador
Email: ali@ownerfinancingecuador.com
Website: https://www.ownerfinancingecuador.com

© 2026 Owner Financing Ecuador. All rights reserved.